A Safe Haven in Europe

A Safe Haven in Europe

Today’s world convulsed by the raging conflict in Ukraine, soaring inflation, rising interest rates and ongoing COVID-19 waves poses a tremendous challenge for humanity and economic activity. Liechtenstein is confronting this challenge with no public debt burden, with political and economic stability, and with military neutrality. We, Kaiser Partner Privatbank AG, are a 100% family-owned financial institution and a trusted partner to clients the world over.


Air of Crisis in the Eurozone

In the European Union in particular, current geopolitical and economic developments are once again exposing the fragility of the euro and the disequilibriums and centrifugal forces within the Eurozone. The energy dependency of large countries like Germany and Italy not only makes the economy vulnerable, but concurrently also fuels political instability. In a multipolar world and against an ever more menacing geopolitical backdrop, the EU finds itself compelled to ramp up its military capabilities. At the same time, the energy transition needs to be pursued even more vigorously in the future.

In the face of multiple parallel crises, it is becoming clear that wealthier countries like Germany are not just in the spotlight at the moment, but will be asked to foot the bill in the future in one way or another. Economic stimulus packages, government aid for businesses, support payments for households, special military modernization funding, and more and more transfer payments to the EU – all of that costs loads of money and causes the existing mountain of debt to pile higher. At some point, probably sooner rather than later, a discussion will arise about who has to pay for all of the spending.


Assailable Wealth

There are a number of conceivable ways to refinance the towering debt. One way is through higher taxes and wealth confiscation. Appeals for such actions have already been voiced and cannot be dismissed entirely because the cocktail of crises is bound to sharpen the divide between social classes, even within the rich countries of northern Europe. And so calls for greater income redistribution, particularly through a wealth tax, are also growing ever louder in Germany. However, wealth built up over decades is also being endangered by soaring inflation and an unstable euro. Last but not least, the drastic turnaround in global monetary policy makes liquid assets like stocks and bonds as well as illiquid ones like real estate vulnerable to value depreciation.

Geopolitical tensions, a looming recession and mounting uncertainties appear destined to cause the social and political climate to tend to worsen within the Eurozone and in Germany. When economic well-being and entrepreneurship become imperiled, it becomes more justified and necessary than ever to look for alternatives.


The Contrast: Safe Haven Liechtenstein

Liechtenstein presents one such alternative. The contrast between Liechtenstein and the troubled European Monetary Union could hardly be starker in the current crisis. The tiny country in the heart of Europe is an epitome of political continuity, stability and neutrality. Due to the exceptional situation of our particular location, we at Kaiser Partner Privatbank AG rely on thinking beyond borders. Throughout its history, the principality of Liechtenstein has always stood for innovation, liberty and entrepreneurship.

  • Kaiser Partner Privatbank AG is firmly rooted in Vaduz, Liechtenstein.
  • Liechtenstein boasts a long, rich history in the financial sector.
  • Known for its stable economy (S&P sovereign rating of AAA) and political neutrality, Liechtenstein has direct access to two economic areas: the European Economic Area (EEA) and Switzerland.
  • Liechtenstein’s monetary union with Switzerland (Swiss franc, CHF) allows the debt-free principality to conduct monetary policy autonomously.
  • Membership in the EEA gives Liechtenstein decisive advantages:
    • Direct, unfettered access to the EU market.
    • Liechtenstein is independent from the EU in areas such as economic and monetary union, foreign and security policy, and fiscal policy.
    • Investors benefit from the exact same investor and deposit insurance protection as in the EU.
  • The country’s top-notch infrastructure for international trade and its global trade agreements enable Liechtenstein to generate a sizable annual gross domestic product of CHF 6.8 billion.
  • Liechtenstein-based banks and their group holding companies manage a combined total of around CHF 365 billion of client assets.
A Safe Haven in Europe

About Us

Kaiser Partner Privatbank AG, a 100% family-owned enterprise founded by entrepreneur and investor Fritz Kaiser, is a trusted partner to families, entrepreneurs and investors the world over. Founded in Liechtenstein’s capital of Vaduz in 1977, Kaiser Partner Privatbank AG has decades of experience in the field of investing with a focus on capital preservation and sustainability.

For over 40 years we have stood for:

 

ENTREPRENEURIAL PRINCIPLES
As one of the few banks owned by an entrepreneurial family, entrepreneurship matters a great deal to us. In an environment of constantly changing economic circumstances and continual political and regulatory developments, we strive to explore new paths with our clients and to devise customized solutions for them.
FINANCIAL STABILITY
Minimization of risk through prudent lending practices and the eschewal of proprietary products and proprietary trading.
ROCK-SOLID CAPITALIZATION
With a core capital ratio of 20%, our capitalization exceeds regulatory requirements and surpasses the core capital ratios of most other banks.
MINIMAL CREDIT RISK
We are one of the banks with the lowest credit risk in all of Europe. Our bank has never issued mortgage loans. We instead confine ourselves to margin lending, which accounts for a small part of our balance sheet.
SAFE DEPOSITS AND SECURITIES
Even in the event of bankruptcy, your cash holdings up to CHF 100,000 and your securities holdings enjoy 100% protection.
INVESTMENT EXPERTISE
Our roots and heritage are all about safeguarding and growing assets sustainably. We have decades of experience in the field of asset management. Our expertise includes very conservative strategies for asset protection as well as opportunistic strategies for asset growth.
SUSTAINABILITY
Sustainability is embedded in the DNA of Kaiser Partner Privatbank. As a signatory to the United Nations Principles for Responsible Banking (PRB) and Principles for Responsible Investment (PRI), we are committed to building a global financial system that is efficient and sustainable – with trendsetting success.

We Enjoy Being Here for You

Would you like to learn more about our services for yourself, your family or your business? We look forward to hearing from you.

Roman Pfranger
Roman Pfranger
Member of the Executive Board, Head Private Banking
Michel Peter
Michel Peter
Senior Relationship Manager

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